1. Set up a standing order in your online banking to automatically transfer a specified amount in Swiss Francs (or Euros) daily.

2. Upon receiving your first payment, a new lightning channel (with 10x capacity) is opened to your lightning node.

3. Payments continue to be automatically withdrawn to your Lightning node until the channel reaches full capacity.

4. Once the channel is full, you receive an email notification prompting you to initiate an on-chain swap, transferring your Bitcoin to your cold wallet.

Repeat the process as needed, your channel remains open as long as payments continue to arrive.

You will always receive the latest exchange rate from Kraken.com with a flat 1.5% fee and no hidden spreads.